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# Final Market Rating

The Final Market Rating is the single score that determines whether a lending market qualifies for inclusion in a Steakhouse Financial vault. It is the worst-of across three layers: the Adjusted Asset Rating, Platform Rating, and Market Rating. The rating scale runs from AA to C, and the result maps directly to Steakhouse product eligibility.

| Final Market Rating     | Layers                                                                    |
| ----------------------- | ------------------------------------------------------------------------- |
|                         | [Adjusted Asset Rating](/docs/risk-management/collateral/adjusted-asset-rating)                         |
|                         | [Platform Rating](/docs/risk-management/collateral/layers-pillars-and-criteria/platform-rating-layer-2) |
|                         | [Market Rating](/docs/risk-management/collateral/layers-pillars-and-criteria/market-rating-layer-3)       |
| **Final Market Rating** | **Worst Rating of the Layers**                                            |

It is rated on a scale described in the [Rating Grades](/docs/risk-management/collateral/layers-pillars-and-criteria#rating-grades) section, from **AA** (highest quality) to **C** (riskiest practice), and the FMR determines the asset’s eligibility within Steakhouse product ranges.

[collateral-standards.md](/docs/risk-management/collateral/collateral-standards)

[layers-pillars-and-criteria](/docs/risk-management/collateral/layers-pillars-and-criteria)